Hey you! That's right, you there, browsing through this universe of internet information. Stop for a moment and answer me something: have you ever heard of the nubank credit card?
If the answer is no, get ready for a fantastic journey through the purple world of digital financial services.
And if the answer is yes, come anyway, because we guarantee that we have hot news coming out of the oven.
To begin with, let's understand what this Nubank is. Is it a mystical creature? A new color discovery? None of that.
Nubank is a digital financial institution, the darling of finance 2.0 and the nightmare of traditional banks. Now that you know what Nubank is, let's talk about its star product: the credit card.
O nubank credit card, carinhosamente apelidado pelos seus usuários de “roxinho”, funciona como um cartão de crédito normal, mas com alguns truques na manga.
It's fully managed through a mobile app, allowing you to track your spending in real time, block your card, request a limit increase, pay your bill and much more, all with just a few taps on your mobile screen.
Agora que você já sabe o que é o cartão Nubank e como ele funciona, deve estar se perguntando: “Tá, mas quais são os benefícios?”. Prepare-se, pois a lista é longa.
Firstly, Nubank does not charge an annual fee, which is a plus point for many people.
In addition, as already mentioned, it offers full control over the card through the application, which is great for those who like to have everything in the palm of their hand.
Nubank also allows you to pay your purchases in installments in advance, giving a discount on interest.
And if you need some extra cash, Nubank offers a personal loan option with personalized rates.
And if you love to travel, there's more: Nubank does not charge a conversion fee on international purchases. That's right!
The amount that appears on your invoice is the dollar amount on the day of purchase.
But not everything is rosy in the purple world of Nubank. Despite all the advantages, the nubank credit card also has some disadvantages.
Uma delas é a falta de um programa de pontos próprio. Apesar de o Nubank oferecer o programa “Nubank Rewards”, ele é pago e pode não compensar para todos os perfis de consumo.
In addition, Nubank tends to be more restrictive in granting credit, especially for people with no credit history or with a low score in credit protection agencies.
became interested in nubank credit card? So let's go to the last step: how to request and hire your roxinho.
It all starts with downloading the Nubank app, available for Android and iOS. After installing the app, you will fill out a registration form with some personal information and submit the proposal.
The Nubank team will analyze your profile and, if everything is correct, you will receive confirmation of approval by email.
After that, just wait for your card to arrive at the address you entered and activate it through the app. And ready! You have just entered the purple world of Nubank.