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Nubank Credit Card: Everything You Need to Know!

Hey you! That's right, you there, browsing this universe of information on the internet. Stop for a moment and tell me one thing: have you ever heard of Nubank credit card

If the answer is no, get ready for a fantastic journey through the purple world of digital financial services. 

And if the answer is yes, come by all means, because we guarantee that we have hot news coming out of the oven. 

What is the Nubank card and how does it work?

To begin with, let's understand what this Nubank guy is. Is it a mystical creature? A new color discovered? None of that. 

Nubank is a digital financial institution, the darling of finance 2.0 and the nightmare of traditional banks. Now that you know what Nubank is, let's talk about its star product: the credit card.

Nubank credit card, carinhosamente apelidado pelos seus usuários de “roxinho”, funciona como um cartão de crédito normal, mas com alguns truques na manga. 

It is fully managed through a mobile app, allowing you to track your spending in real time, block your card, request a limit increase, pay your bill and much more, all with just a few taps on your mobile screen.

What are the benefits of this card?

Agora que você já sabe o que é o cartão Nubank e como ele funciona, deve estar se perguntando: “Tá, mas quais são os benefícios?”. Prepare-se, pois a lista é longa.

Firstly, Nubank does not charge an annual fee, which is a plus for many people. 

Furthermore, as already mentioned, it offers full control over the card through the app, which is great for those who like to have everything in the palm of their hand.

Nubank also allows you to pay in advance for your purchases in installments, giving you a discount on interest. 

And if you need extra money, Nubank offers the option of a personal loan with personalized rates.

And if you love traveling, there's more: Nubank does not charge a conversion fee on international purchases. That's right! 

The amount that appears on your invoice is the dollar value on the day of purchase.

Disadvantages of the Nubank card

But not everything is rosy in the purple world of Nubank. Despite all the advantages, the Nubank credit card It also has some disadvantages.

Uma delas é a falta de um programa de pontos próprio. Apesar de o Nubank oferecer o programa “Nubank Rewards”, ele é pago e pode não compensar para todos os perfis de consumo.

Furthermore, Nubank tends to be more restrictive when granting credit, especially for people without a credit history or with a low score from credit protection agencies.

How to request and hire?

He was interested in Nubank credit card? So let's move on to the last step: how to request and hire your purple one.

It all starts with downloading the Nubank app, available for Android and iOS. After installing the app, you will fill out a registration form with some personal information and send the proposal. 

The Nubank team will analyze your profile and, if everything is correct, you will receive confirmation of approval by email.

After that, just wait for your card to arrive at the address provided and activate it through the app. And ready! You have just entered the purple world of Nubank.